A cartoon showing a giant wave about to hit a home. A person standing on the front deck, right under the wave, is on the phone. The caption says, "Hello, I'd like to buy flood insurance."

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A cartoon shows two people poking their heads into an ice-covered attic. A block of ice in the corner contains a frozen saber-toothed tiger. Caption: "First, we install proper insulation. Then we call the Museum of Natural History."

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A cartoon shows an adult and a dog getting ready to leave the house and go out into the rainy dark. The adult is laden with bags. In the living room, a cat gestures to the couch, which is lying on top of an open suitcase. Caption: "You said to pack only the essentials, and this couch is essential for my afternoon naps."

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Tom Toro is a cartoonist and author. He has published over 200 cartoons in The New Yorker since 2010. His cartoons appear in Playboy, the Paris Review, the New York Times, American Bystander, and elsewhere....